* {
	margin: 0px;
	margin-top: 0px;
	background-color: #fff;
	padding: 0px;
	font-size: 16px;
	font-family:"Times New Roman", serif;
	line-height: 1.3em;
	text-align:left;
}
	
h1, h3 {
	font-family: Georgia, "Times New Roman", Times, serif;
	font-size: 18px;
	font-weight: bold;
	padding: 0px;
}

div#banner {height: 0px; visibility:hidden;}
div#footer {visibility:hidden; height:0px;}
div#menu {	height: 0px; visibility: hidden;}

div#content {width: 7.2in;}
div#leftbin {width: 1.0in; float: left;}
div#rightbin {width: 6.0in; background-color:#FFF;  margin: 0px; padding: 0px; text-align:left; float:right;}

a {text-decoration:none; font-size:14px;}

p, td, tr, table {margin-left: 0px; margin-right: 0px; margin-top: 8px; margin-bottom: 2px; text-align:justify; }
.photo1 {float: right; padding: 4px;}
.small {font-size: 14px;}
.right {text-align: right;}
.center {text-align: center;}